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Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Mortgage Rates above are applicable to First Mortgages only. Some restrictions apply. †† A High Ratio Mortgage is a personal mortgage with a down payment of less than 20% of the purchase price. Applications are …

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Sep 29, 2020  · Completion mortgage: In this case, the loan isn’t transferred until construction is complete. Draw or a progress-draw mortgage : The builder draws money in increments as the home is built. They can get complicated, so speak to a mortgage broker or your bank to discuss your options so that you make the right choice for your needs.

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The BC Real Estate Association (BCREA) economist, BCREA is a real estate industry advocacy organization, predicts Greater Vancouver prices will rise 1.4% in 2021 (downgraded from 6% price growth in their previous 2021 forecast).

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The last time I was in this situation, about three years ago, the listing broker told me that unless I was prepared to make an offer at least $100,000 over the asking price, don’t waste my time. A buyer’s broker might have been able to provide some insight into what was happening behind closed doors, but probably not. Using a Buyer’s Broker.

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