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Consider using a financial consultant and/or a mortgage broker—ask around for referrals. “It is very easy to get screwed over by interest rates when applying for loans,” says Rachmany.

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If a client discloses to the bank that they pay child support or spousal support, then this will affect their mortgage approval amount. The bank will ask for the divorce or separation agreement to …

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Ashley Thomas, director of London-based mortgage broker, Magni Finance: "There are more higher loan-to-value products in the market today compared to a month or two back, a sign that lenders are …

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